Proof of Insurance for Pest Control Companies
When you hire a pest control/termite control company make sure you ask them for their Insurance. – Such a simple question, yet many of us overlook the obvious. Is my termite company insured? Many states require registered pest control companies to carry insurances, like workman’s compensation. Some companies out “knocking doors” in small towns may not even be registered with their state for pest services.
Ask a potential Termite Company to provide you with the proper forms BEFORE beginning any pest control work. Asking a salesman to provide proof of insurance is your responsibility, since in many states you are acting as a contractor even when you are providing pest services to your own home.
What is Workers Compensation Insurance?
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.
Not knowing the Law won’t save you in court. A reputable Termite company should have this insurance and you need proof of insurance to keep workers claims of injury from being aimed at you.